When does a debt become eligible for Treasury referral?

A debt becomes eligible for Treasury referral on Day 91 of the collection process because this timeframe allows sufficient opportunity for the debtor to make payment or resolve the debt before further action is taken. The collection process typically has structured timelines, where various notices and attempts to reach out to the debtor occur. By Day 91, if there has been no response or payment from the debtor, the agency can then escalate the matter, referring the debt to the Treasury for collection. This policy is aligned with efforts to ensure due diligence in collecting debts while following regulatory guidelines effectively, allowing agencies time to manage collections before involving Treasury resources.